Fiduciary Duty in Advisory Relationships

Harbor Lights Financial Group is committed to a duty of good faith, trust, and the most reliable service for our clients. Since we have no obligation to sell any specific financial product, you can trust that we will only recommend those investments best suited to our client. Harbor Lights Financial Group is based in Manasquan, NJ, a borough formed from portions of Wall, NJ.

What is Fiduciary Duty?

Fiduciary duty represents the highest degree of trust and confidence.  In fact, the investment advisor has a duty to act in the client’s best interest. Investment Advisors are governed by the Investment Advisers Act of 1940 and applicable state securities laws. These laws govern conduct and disclosure requirements, creating a high legal standard referred to as ‘Fiduciary.’

Why Harbor Lights Financial Group For Advisory Services

In the early 1990s, Harbor Lights Financial Group was founded to offer strategies for our client’s most demanding life problems through sound financial advice and care. We offer our expertise to local Manasquan, Wall, and surrounding NJ community investors. Services may include retirement planningestate planninglife insurance strategies, philanthropic planning, executive planning, business exit planning or planning for business executives, and much more!

We are also a team of advisors and CERTIFIED FINANCIAL PLANNER™ Professionals who help people like you with customized strategies designed to enhance and/or preserve your assets for retirement. We work to realize your financial goals, empowering you to enjoy the freedom that brings.

Robert Tendler, Managing Partner – CFP® CLU
Jonathan Shippee, Senior Wealth Advisor – MBA CFP®
Douglas Lockwood, Managing Partner – CFP®
David Scureman , Partner – MBA CFP®
Kenneth Roberts, Managing Partner– CFP®

Trust services are available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.

If you have any questions, Please Contact Us Today!